Looking for a safe and profitable investment in 2025? HDFC Bank’s Fixed Deposits (FDs) are now offering even better interest rates, helping you grow your savings safely and steadily. Whether you’re a working professional, business owner, or senior citizen, HDFC Bank provides flexible tenure options with highly competitive interest rates for 2025.
Discover the newly updated FD interest rates and make the most of your hard-earned money with HDFC Bank’s trusted investment plans.
HDFC Bank FD Interest Rates – Latest for 2025
HDFC Bank has updated its Fixed Deposit interest rates for 2025, offering enhanced returns for both general investors and senior citizens. If you’ve been waiting for the right time to invest, this is your opportunity to lock in higher returns with India’s leading private bank.
Why Invest in HDFC Bank Fixed Deposit in 2025?
- Risk-Free Returns – No market volatility
- Wide Tenure Choices – From 7 days to 10 years
- Extra 0.50% for Senior Citizens – Special benefits for retirees
- Quick Online Booking – Open an FD in minutes
Protect Your CIBIL Score Even If You Miss an EMI
HDFC Bank FD Interest Rates (2025 Update)
For General Customers
| Tenure | Interest Rate (%) |
|---|---|
| 7 – 14 days | 5.00% |
| 15 – 29 days | 5.00% |
| 30 – 45 days | 5.75% |
| 46 – 60 days | 6.00% |
| 61 – 89 days | 6.25% |
| 90 days – 6 months | 6.75% |
| 6 months 1 day – 9 months | 6.90% |
| 9 months 1 day – 1 year | 7.00% |
| 1 year – 15 months | 7.50% |
| 15 months – 2 years | 7.20% |
| 2 years – 3 years | 7.15% |
| 3 years – 5 years | 7.15% |
| 5 years – 10 years | 7.15% |
For Senior Citizens (Higher Returns!)
| Tenure | Interest Rate (%) |
|---|---|
| 7 – 14 days | 5.50% |
| 15 – 29 days | 5.50% |
| 30 – 45 days | 6.25% |
| 46 – 60 days | 6.50% |
| 61 – 89 days | 6.75% |
| 90 days – 6 months | 7.25% |
| 6 months 1 day – 9 months | 7.40% |
| 9 months 1 day – 1 year | 7.50% |
| 1 year – 15 months | 8.00% |
| 15 months – 2 years | 7.70% |
| 2 years – 3 years | 7.65% |
| 3 years – 5 years | 7.65% |
| 5 years – 10 years | 7.90% |
How to Open an HDFC Bank FD in 2025?
- Online – Via NetBanking/HDFC Mobile App
- Branch Visit – Locate the nearest HDFC Bank branch
- Customer Support – Call 1800 266 4332 for guidance