For generations, gold has been more than just a precious metal in India — it’s a symbol of security, tradition, and smart financial planning. Whether for weddings, festivals, or future savings, Indians have always trusted gold to safeguard their hard-earned money. But in recent days, gold prices have seen a surprising shift, leaving both investors … Read more
Gold has proven to be a strong return-producing asset, offering about 25% gains within the first four months of 2025 and recording all-time highs on both MCX and COMEX. As prices soar, many investors may ask: Is gold still a good investment, or is it too late to get in? The 24-carat gold rate in … Read more
You might have heard how long it will take for your money to double in a fixed deposit, mutual funds, or any such investment scheme, but there is a simple, power-packed formula that can answer your inherent query within the Rule of 72. This time-honored financial rule lets you evaluate the number of years needed … Read more
For wealth creation, mutual funds make for a wise choice; one investment picking method may be confusing to the beginners. SIP (Systematic Investment Plan) investments and lump-sum investments are two of the more famed methods of mutual fund investments. Depending on market scenarios, risk tolerance, and financial objectives, there are advantages and disadvantages to either … Read more
Here comes the new financial year with the requirement of filing your Income Tax Return (ITR) for Assessment Year 2025-26. The deadline for most taxpayers ends on July 31, 2025. One can start utilizing the same soon. Gather all those necessary documents in advance so that your filing experience will be smooth and error-free. Without … Read more
When it comes to long-term savings, the Public Provident Fund (PPF) is one of the most trusted investment forms in India. Backed by the government, this scheme offers tax benefits, guaranteed returns, and financial security, making it a favorite among investors. Such curves make some wonder if they can open multiple PPF accounts to maximize … Read more
RBI Cuts Repo Rate: Another bold initiative toward reviving the economy was taken by the Reserve Bank of India (RBI) in cutting the repo rate by 25 basis points (0.25%), the second consecutive cut this year, providing relief for all borrowers nationwide. Following the decision, four major public-sector banks: State Bank of India (SBI), Punjab … Read more
Heated exchanges on the Unified Pension Scheme (UPS) were ignited by the government’s recent announcement. Although UPS does provide the guarantee of a pension, the facts regarding the National Pension System (NPS) tell a different story concerning better returns. This article undertakes the approach of calculating ins and outs, advantages, and long-term possibilities of the … Read more
For every parent, the only aspiration is that their daughter grows up to have a secure and prosperous future. How about if you could ensure her financial independence with an investment of just Rs 4,000 a month? The answer lies in the Sukanya Samriddhi Yojana, the flagship initiative of the Government of India, which makes … Read more
Every parent yearns for a prosperous future for their daughter, and an investment in which the government stands good becomes instrumental for securing her education and marriage payments. The Sukanya Samriddhi Yojana is thus an apt answer. If you can invest just ₹20,000 in a year, you can eventually create a risk-free, completely tax-free corpus … Read more