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Gold has proven to be a strong return-producing asset, offering about 25% gains within the first four months of 2025 and recording all-time highs on both MCX and COMEX. As prices soar, many investors may ask: Is gold still a good investment, or is it too late to get in? The 24-carat gold rate in … Read more
You might have heard how long it will take for your money to double in a fixed deposit, mutual funds, or any such investment scheme, but there is a simple, power-packed formula that can answer your inherent query within the Rule of 72. This time-honored financial rule lets you evaluate the number of years needed … Read more
For wealth creation, mutual funds make for a wise choice; one investment picking method may be confusing to the beginners. SIP (Systematic Investment Plan) investments and lump-sum investments are two of the more famed methods of mutual fund investments. Depending on market scenarios, risk tolerance, and financial objectives, there are advantages and disadvantages to either … Read more
IDBI Bank has launched a fine-tuning announcement regarding fixed deposit (FD) interests, coupled with a new extension on the investment deadline under its specialty ‘Utsav Deposit’ scheme. The initial investment deadline for this scheme was April 30, 2025, and then this new date was extended, enabling investors more time to think it over. However, there … Read more
In this current trend of the economy and where investments are supposed to secure your future financially, everyone looks for a place that can take that risk with high yield security. While you are thinking about where to put your money, keep Punjab National Bank as one of the best destinations to turn to when … Read more
Here comes the new financial year with the requirement of filing your Income Tax Return (ITR) for Assessment Year 2025-26. The deadline for most taxpayers ends on July 31, 2025. One can start utilizing the same soon. Gather all those necessary documents in advance so that your filing experience will be smooth and error-free. Without … Read more
Bank Locker Rules: The government has come out with fresh bank locker rules, thereby granting customers more communicative means of storing goods and financial assets. These regulations, due to go into effect April 16, 2025, now accept a maximum of four nominees for your bank account and locker to ease inheritance issues and legal rigors … Read more
In a very worrying move for many customers, ICICI Bank has reduced interest rates on both fixed deposits and savings accounts. Following the same actions of other major banks in India like SBI as well as HDFC Bank, the bank is now moving with the tide towards a low-interest-rate regime as far as Indian banking … Read more
When it comes to long-term savings, the Public Provident Fund (PPF) is one of the most trusted investment forms in India. Backed by the government, this scheme offers tax benefits, guaranteed returns, and financial security, making it a favorite among investors. Such curves make some wonder if they can open multiple PPF accounts to maximize … Read more
RBI Cuts Repo Rate: Another bold initiative toward reviving the economy was taken by the Reserve Bank of India (RBI) in cutting the repo rate by 25 basis points (0.25%), the second consecutive cut this year, providing relief for all borrowers nationwide. Following the decision, four major public-sector banks: State Bank of India (SBI), Punjab … Read more